This website has been published as an information service. All material in this website contains general information and does not take into account the reader's particular circumstances or needs. Any information is provided as an overview or summary only, and it should not be considered a comprehensive statement on any matter nor relied upon as such. It is important that your personal circumstances are taken into account before making any financial decision. We strongly recommend you seek detailed and specific independent professional advice prior to relying on, or entering into any commitment based on material published here, which material is purely published for reference purposes alone.

While we make every effort to ensure that material on this site is accurate and up to date, such material does in no way constitute the provision of professional advice. Harris & Silverman Pty Ltd does not guarantee, and accepts no legal liability whatsoever arising from, the accuracy, reliability, currency or completeness of any material contained on this website or any linked site. To the extent that the law permits, Harris & Silverman Pty Ltd will not be liable in any way (whether in negligence or otherwise) for any loss or damage which may be suffered by a reader in connection with the contents of or any omission from content contained in the website or through direct communication with its employees.

Any valuation described in this website is general and should only be used as a guide. It has not been prepared by a registered financial agent or licenced motor vehicle trader. It does not constitute financial advice and is based on our interpretation at the time of writing.

Past performance is not a reliable indicator of future performance. Any outlooks in this website are predictive in character. Whilst every effort has been taken to ensure that the assumptions on which the outlooks given in this website are based are reasonable, the outlooks may be based on incorrect assumptions or may not take into account known or unknown risks and uncertainties. The results ultimately achieved may differ from our outlooks. Any valuation or outlook does not constitute investment advice and is based on our interpretation only.

This website may contain material provided directly or indirectly by third parties and is given in good faith, and has been derived from sources believed to be reliable but has not been independently verified. Unless specifically stated otherwise, this material is only prepared for residents of Australia. It is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation.

To the maximum extent permitted by law: no guarantee, representation or warranty is given that any information or advice in this publication is complete, accurate, up-to-date or fit for any purpose.